Policy templates

Out-of-the-box governance for every Tier 1 outflow

Six battle-tested presets covering refunds, disputes, payouts, transfers, goodwill credits, and application-fee refunds. Pick the one that matches your risk profile, install with one click, audit decisions in simulate before you enforce.

See it in production →

What a template gives you on day one

Every template materializes into a single active policy with per-category thresholds, blocked-reason lists, dispute deadline routing, and a default mode that says either 'compute decisions, don't enforce yet' (simulate) or 'enforce on the provider call' (enforce).

Auto-allow ceiling for routine activity (refunds, goodwill credits)
Approval routing band for amounts above the ceiling
Hard block above a configurable cap so a runaway agent can't empty the till
Blocked-reason list (e.g. fraudulent refunds always escalate regardless of amount)
Dispute-window deadline routing so finance never silently misses evidence due dates
Per-category overrides for payouts and transfers where the right ceiling differs from refunds

Starter

1 template in this category.

Conservative starter (recommended)

simulate

Auto-allow under $100, route $100–$750 to approval, hard-block above $750. Strict on disputes, generous on payouts.

Auto-allow: $100
Approval band: $100–$750
Hard block: > $750
Dispute window: 48h

starterbalancedapprovals

See decision matrix →

E-commerce

1 template in this category.

E-commerce / DTC

simulate

Tuned for product-refund volume: auto-allow up to $200, approve up to $1,000, block above. Disputes always reviewed.

Auto-allow: $200
Approval band: $200–$2,500
Hard block: > $2,500
Dispute window: 36h

ecommercedtcbalanced

See decision matrix →

SaaS / subscriptions

1 template in this category.

SaaS subscription

simulate

Refunds are rare; pro-rated credits common. Auto-allow up to $500, approve to $5k, block above.

Auto-allow: $500
Approval band: $500–$25,000
Hard block: > $25,000
Dispute window: 48h

saassubscriptionhigh-trust

See decision matrix →

Marketplace / Connect

1 template in this category.

Marketplace / Connect platform

simulate

Tuned for high payout/transfer volume with platform-level fee economics. Stricter on app-fee refunds.

Auto-allow: $250
Approval band: $250–$10,000
Hard block: > $10,000
Dispute window: 24h

marketplaceconnectplatform

See decision matrix →

High-risk fintech

1 template in this category.

High-risk / fintech

enforce

Strict on everything. Approve almost any outflow above $50; block fraud reasons hard.

Auto-allow: $50
Approval band: $50–$1,000
Hard block: > $1,000
Dispute window: 24h

fintechhigh-riskstrict

See decision matrix →

High-volume / mature

1 template in this category.

Permissive (large-volume operators)

simulate

For mature finance teams with strong fraud controls upstream. Auto-allow up to $1k, approve to $25k.

Auto-allow: $1,000
Approval band: $1,000–$100,000
Hard block: > $100,000
Dispute window: 72h

permissivehigh-volumelow-friction

See decision matrix →

Next step

Install a template, watch decisions in simulate, then enforce

Sign in to your Axiru workspace and pick a template. The first decisions land on your dashboard within seconds of your next webhook.

Start in shadow mode first. Move to live enforcement later.

Open template installer →