Opinionated presets covering refunds (enforced pre-execution), plus disputes, payouts, transfers, goodwill credits, and application-fee refunds on the webhook governance path, and three Stripe DAA presets that run in shadow today. Pick the one that matches your risk profile, install with one click, audit decisions in simulate before you enforce.
Every template materializes into a single active policy with per-category thresholds, blocked-reason lists, dispute deadline routing, and a default mode that says either 'compute decisions, don't enforce yet' (simulate) or 'enforce on the provider call' (enforce). Enforce mode gates the provider call on surfaces with a governed executor (refunds today); on webhook surfaces it flags and routes instead of blocking.
Decisions before money moves on the rails with live enforcement, and a sealed record on every rail you connect.
1 template in this category.
Conservative starting point for small teams. Strict on disputes, generous on payouts. Auto-allow up to $100. Route anything above $100 up to $750 to approval. Block above $750.
2 templates in this category.
Tuned for steady product-refund volume. Disputes are always reviewed. Auto-allow up to $200. Route anything above $200 up to $2,500 to approval. Block above $2,500.
Tuned for monthly-box DTC, with a tight dispute window. Auto-allow up to $75. Route anything above $75 up to $1,500 to approval. Block above $1,500.
2 templates in this category.
Refunds are rare and pro-rated credits are common, so the auto-allow ceiling is higher than DTC. Auto-allow up to $500. Route anything above $500 up to $25,000 to approval. Block above $25,000.
For self-serve, metered-billing SaaS, with a generous goodwill credit ceiling for routine overage waivers. Auto-allow up to $250. Route anything above $250 up to $10,000 to approval. Block above $10,000.
2 templates in this category.
Tuned for high payout and transfer volume with platform-level fee economics. Stricter on application-fee refunds. Auto-allow up to $250. Route anything above $250 up to $10,000 to approval. Block above $10,000.
High-frequency, low-value worker payouts. Stricter application-fee refunds and a tighter dispute window than the platform-default marketplace template. Auto-allow up to $150. Route anything above $150 up to $5,000 to approval. Block above $5,000.
1 template in this category.
Strict on everything. Almost any outflow routes to a person, and fraud reasons are blocked hard. Auto-allow up to $50. Route anything above $50 up to $1,000 to approval. Block above $1,000.
1 template in this category.
For mature finance teams with strong fraud controls upstream. Auto-allow up to $1,000. Route anything above $1,000 up to $100,000 to approval. Block above $100,000.
3 templates in this category.
Limits the blast radius of agentic stablecoin payouts. Auto-allow up to $250. Route anything above $250 up to $5,000 to approval. Block above $5,000.
Routes agent USDC transfers to a person once they stop being routine, so finance keeps the final call. Auto-allow up to $1,000. Route anything above $1,000 up to $1,000,000 to approval. Block above $1,000,000.
Flags any DAA-initiated payout to a sanctioned or high-risk destination country. The hard block applies once DAA enforcement is live. Auto-allow up to $250. Route anything above $250 up to $10,000 to approval. Block above $10,000.
3 templates in this category.
For publicly-traded companies with low individual-transaction materiality. Only routine refunds auto-allow; dual approval is expected above the sub-certification threshold. Auto-allow up to $100. Route anything above $100 up to $25,000 to approval. Block above $25,000.
For pre-IPO and recently-public mid-market companies. Looser everyday refund ceiling than the strict public-co template, with formal approval routing above journal-entry materiality. Auto-allow up to $250. Route anything above $250 up to $100,000 to approval. Block above $100,000.
Aggressive close-window posture. Non-trivial outflows route to approval, every dispute and high-risk refund reason is hard-blocked, and dispute evidence is due in 12h. Auto-allow up to $25. Route anything above $25 up to $10,000 to approval. Block above $10,000.
Sign in to your Axiru workspace and pick a template. The first decisions land on your dashboard within seconds of your next webhook.
Start in shadow mode first. Move to live enforcement later.
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