Goodwill credits
Discretionary credits issued via customer.balance_transaction. Often tighter than refund ceilings because every issuance is policy-discretionary.
- Auto-allow up to
- $500
- Require approval
- > $500
- Hard block above
- > $25,000
Template - High-volume / mature
Permissive (large-volume operators)
For mature finance teams with strong fraud controls upstream. Auto-allow up to $1k, approve to $25k.
Why this profile
Design rationale
Built for teams that already have strong fraud detection upstream and don't want governance to be a bottleneck on routine refunds. Auto-allows up to $1k. Still escalates very large refunds and any dispute. Recommended only for orgs with a finance team that has reviewed and accepts the higher auto-allow blast radius.
Default mode: simulatepermissivehigh-volumelow-friction
Decision matrix
Top-level thresholds
These thresholds apply to refunds and any category that does not have its own override. Amounts are in USD cents in the underlying rule and rendered in USD here.
- Auto-allow up to
- $1,000
- Approval band
- $1,000 - $100,000
- Hard block above
- $100,000
- Always escalate reasons
fraudulent- Dispute deadline rule
- Escalate to approval when evidence is due within 72h, regardless of amount
Per-category overrides
Where the defaults differ
When a category has its own ceiling, the typed evaluator consults the override instead of the top-level. Categories without an override fall back to the thresholds above.
Payouts
stripe.payout.create plus the full lifecycle (paid, failed, canceled, reconciliation_completed). Operators with steady payout cadence want a higher ceiling here.
- Auto-allow up to
- $10,000
- Require approval
- > $10,000
- Hard block above
- > $250,000
Connect transfers
stripe.transfer.create and reversals across Connect platforms. Often the largest movements in marketplace flows.
- Auto-allow up to
- $5,000
- Require approval
- > $5,000
- Hard block above
- > $100,000
Disputes
charge.dispute lifecycle. Always combined with the dispute-window deadline rule below.
- Auto-allow up to
- $0
- Require approval
- > $0
- Hard block above
- > $10,000
Sample decisions
What this template would decide
Pure threshold projection at common amounts. Live decisions also consult blocked-reason lists (e.g. fraudulent refunds always escalate) and the dispute-window escalation rule, so a real decision may be stricter than what the matrix shows.
Identifiers
Wiring details
Useful when you want to reference this template programmatically, in tests, or in support tickets.
- Template slug
permissive-large-volume- Resulting policy name
Permissive high-volume policy- Install endpoint
POST /api/policies/typed-templates/installwith body { slug: "permissive-large-volume" }- Catalog endpoint
GET /api/policies/typed-templates
See also: all templates - full coverage matrix - AI agents brief
Next step
Install this template
Sign in to your Axiru workspace and install 'Permissive (large-volume operators)'. Decisions land on your dashboard within seconds of your next webhook. Move from simulate to enforce when you have the audit trail you want.
Start in shadow mode first. Move to live enforcement later.