Goodwill credits
Discretionary credits issued via customer.balance_transaction. Often tighter than refund ceilings because every issuance is policy-discretionary.
- Auto-allow up to
- $10
- Require approval
- > $10
- Hard block above
- > $2,500
Template - SOX / public co
SOX quarterly close lockdown
Aggressive close-window posture. Non-trivial outflows route to approval, every dispute and high-risk refund reason hard-blocked, dispute evidence due in 12h.
Why this profile
Design rationale
A close-window lockdown profile for the final 5-7 business days of a quarter or fiscal year when finance teams want to minimize unreviewed cash movement that could affect the as-reported numbers. Auto-allow is intentionally crushed to a near-zero ceiling so substantially every outflow is at least logged with an approval signature, and the blocked-reasons list is wider so any credit-issuance with a fraudulent/duplicate/requested_by_customer tag during close is hard-blocked and routed manually. Designed to be activated by the finance lead 1-2 weeks before close and rolled back to the org's everyday template after close certification. Pair this with the dual-approval feature for an explicit second-signer audit trail.
Default mode: simulatesoxclose-windowlockdownperiod-end
Decision matrix
Top-level thresholds
These thresholds apply to refunds and any category that does not have its own override. Amounts are in USD cents in the underlying rule and rendered in USD here.
- Auto-allow up to
- $25
- Approval band
- $25 - $10,000
- Hard block above
- $10,000
- Always escalate reasons
fraudulentduplicaterequested_by_customer- Dispute deadline rule
- Escalate to approval when evidence is due within 12h, regardless of amount
Per-category overrides
Where the defaults differ
When a category has its own ceiling, the typed evaluator consults the override instead of the top-level. Categories without an override fall back to the thresholds above.
Payouts
stripe.payout.create plus the full lifecycle (paid, failed, canceled, reconciliation_completed). Operators with steady payout cadence want a higher ceiling here.
- Auto-allow up to
- $50
- Require approval
- > $50
- Hard block above
- > $10,000
Connect transfers
stripe.transfer.create and reversals across Connect platforms. Often the largest movements in marketplace flows.
- Auto-allow up to
- $100
- Require approval
- > $100
- Hard block above
- > $25,000
Disputes
charge.dispute lifecycle. Always combined with the dispute-window deadline rule below.
- Auto-allow up to
- $0
- Require approval
- > $0
- Hard block above
- > $1,000
Sample decisions
What this template would decide
Pure threshold projection at common amounts. Live decisions also consult blocked-reason lists (e.g. fraudulent refunds always escalate) and the dispute-window escalation rule, so a real decision may be stricter than what the matrix shows.
Identifiers
Wiring details
Useful when you want to reference this template programmatically, in tests, or in support tickets.
- Template slug
sox-quarterly-close-lockdown- Resulting policy name
SOX quarterly close lockdown policy- Install endpoint
POST /api/policies/typed-templates/installwith body { slug: "sox-quarterly-close-lockdown" }- Catalog endpoint
GET /api/policies/typed-templates
See also: all templates - full coverage matrix - AI agents brief
Next step
Install this template
Sign in to your Axiru workspace and install 'SOX quarterly close lockdown'. Decisions land on your dashboard within seconds of your next webhook. Move from simulate to enforce when you have the audit trail you want.
Start in shadow mode first. Move to live enforcement later.